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Allcredit Home Loans, Inc offers the largest variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide every mortgage product available. 

Our goal is to make you a homeowner!

 
ELITE PRICING - Lowest rates available
NO COST FHA / VA MORTGAGE
1% Down First Time Buyer Program
My Community Mortgage - 3% Down
USDA Guaranteed Rural Housing - 100% Financing
FHA Loans
FHA 203K - Renovation Mortgage
VA Loans - 100% Financing
FHA/VA Construction Loans
30 Year Fixed
20 Year Fixed
15 Year Fixed
10 Year Fixed
3, 5, 7 & 10 Year Fixed ARM's
Jumbo Loans over $424,100
HARP 2.0 Refinance Loans
Investor Fix & Flip Mortgage

ELITE PRICING - Lowest rates available
Special below market interest rates for well qualified borrowers with credit scores above 680 and loan amounts over $150,000!

NO COST FHA / VA MORTGAGE
We pay all costs including the appraisal, so all you need at closing is your 3.5% FHA down payment and $0 down for VA! This is an exclusive mortgage program!

Term: 30 years  

1% Down First Time Buyer Program
Only 1% Down payment required - Can be a gift!

My Community Mortgage - 3% Down

Lower Rates and costs than a traditional conventional or FHA mortgage.

Median Income Limits Apply.

Term: 30 years   Maximum Amount: $417,000

USDA Guaranteed Rural Housing - 100% Financing

100% Financing for USDA GRH qualified properties and borrowers.

There is NO Down payment required and in most cases the seller can pay the closing costs for you!


FHA Loans

Only 3.5% downpayment required down to 580 Credit scores!



FHA 203K - Renovation Mortgage

The FHA 203K loan allows you to purchase or refinance your home and borrow additional funds to make improvements to the home. This is a great program for buying and rehabing your next home.


VA Loans - 100% Financing

100% Financing for Veterans.


FHA/VA Construction Loans
Build your new home using our FHA / VA One Time Close Construction Loan.

30 Year Fixed

The interest rate is fixed for the full 30 year term of the mortgage.


20 Year Fixed

The interest rate is fixed for the full 20 year term of the mortgage.


15 Year Fixed

The interest rate is fixed for the full 15 year term of the mortgage.


10 Year Fixed

The interest rate is fixed for the full 10 year term of the mortgage.


3, 5, 7 & 10 Year Fixed ARM's

Fixed ARM's can be a huge money saver for the right borrower. With much lower interest rates than traditional fixed rate mortgage, you have the security of a fixed rate for 3,5,7, or 10 years initially. Once that term expires, the mortgage then becomes a yearly adjustable mortgage for the remaider of the term. This is a great product for the borrower who may only need to own their home for 3 to 10 years. They can take advantage of much lower interest rates and still have the benefit of a fixed rate term.


Jumbo Loans over $424,100
Loans from $424,100 to $2 Million.

HARP 2.0 Refinance Loans

If your current Fannie Mae or Freddie Mac mortgage was originated prior to June 1, 2009, and you are in the market for a refinance, this may be the program for you. This special program allows you to refinance your mortgage to a lower rate even if you owe more than your home is currently worth. Contact  us to find out more about this beneficial refinance program.


Investor Fix & Flip Mortgage

NO Income, No Credit, No Asset - Investors ONLY!

Purchase or Refinance

Close in 2 weeks!